Enter Investment Amount
Enter the principal that will earn interest.
Calculate returns on GICs, HISAs, money market funds, and other short-term investments.
Enter investment details to project your returns.
Estimate growth for GICs, HISAs, money-market funds, T-bills, and similar products.
Enter the principal that will earn interest.
Choose the product category being reviewed.
Enter the duration in months or years.
Use the advertised annual rate and select simple, annual, quarterly, monthly, or daily compounding.
Results show total interest, final value, principal, and effective annual rate. The chart and period breakdown explain how interest accumulates through the term.
Actual returns may differ because of fees, taxes, changing rates, market conditions, and product terms. Short Term Investment Calculator results are estimates for informational and educational purposes.